The Costa Blanca remains one of Spain’s most attractive property markets. For buyers looking for modern homes, legal protections, and investment potential, new build properties are increasingly popular.
One of their biggest advantages? Flexible payment plans. In this guide, we’ll explore why buyers love new builds, the types of payment plans available, and how to navigate the buying process.
Why Buyers Choose New Builds
New build properties offer benefits that older homes often can’t match:
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Modern design and efficiency: Open-plan layouts, energy-efficient heating and cooling, and contemporary finishes.
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Lower maintenance costs: Brand-new materials reduce the need for immediate repairs and save on utilities.
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Legal protection and warranties: Spanish law guarantees up to 10 years for structural defects, 3 years for water-related issues, and 1 year for finishing touches.
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Amenities and community living: Pools, gyms, landscaped gardens, and secure complexes are common.
For investors, new builds also rent well and maintain value better than older properties.
Payment Plans for New Build Properties
One of the biggest advantages of new builds is flexible payment plans. These allow buyers to spread the cost over construction, reducing upfront cash needs.
1. Standard Staged Payments
The most common approach ties payments to construction milestones:
| Stage |
Payment |
| Reservation |
€3,000 – €10,000 |
| Contract signing |
~20–30% |
| Foundation complete |
~10–15% |
| Walls and structure |
~10–15% |
| Roof & exterior |
~10–15% |
| Final completion |
Remaining balance + VAT & fees |
Bank guarantees protect all payments until completion.
2. Deferred Payment Plans
Some developers allow buyers to delay larger payments until later stages or even after completion. This can be useful if buyers are waiting for financing or selling another property first.
3. Customized Installment Plans
Certain projects offer fully tailored plans, such as:
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Interest-free installments over 18–36 months.
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Quarterly or bi-monthly payments.
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Split payments separating land, construction, and taxes.
These are usually negotiated directly with the developer.
4. Mortgage-Linked Plans
Some buyers use a staged mortgage, where banks release funds as construction progresses. This reduces the upfront cash required and aligns financing with the project schedule.
Fees & Costs to Consider
Besides the property price, buyers should budget for:
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VAT (IVA): 10%
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Stamp Duty (AJD): 1.2–1.5%
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Notary & registry fees: ~€1,500–€3,500
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Legal/conveyancing fees: ~€1,500–€5,000
These costs are separate from the staged payments.
Buying Process in Spain
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Sign a reservation agreement with a small deposit.
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Obtain your NIE (tax ID number).
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Open a Spanish bank account.
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Sign the purchase contract and pay the first installment.
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Make payments tied to construction milestones or your chosen plan.
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Receive handover and final payment once the property is ready to occupy.
Working with a reputable lawyer and estate agent ensures your payments and guarantees are secure.
Popular Areas for New Builds
Top spots for new builds on the Costa Blanca include:
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Orihuela Costa – strong rental demand and beaches
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Torrevieja – good infrastructure and variety of properties
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Guardamar del Segura – balance of lifestyle and price
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Central Alicante – urban convenience with coastal access
These areas cater to buyers seeking everything from beachfront apartments to luxury villas.
Final Thoughts
Costa Blanca new builds offer modern homes, strong investment potential, and flexible payment plans. Whether buyers prefer standard staged payments, deferred plans, or customized installments, developers are more flexible than ever.
For lifestyle buyers or investors, new builds are a practical and secure way to enjoy Spain’s coast — without the surprises that can come with older properties.
Posted by: Adam Hatton on 23/02/2026
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Posted by: Adam Hatton on 06/02/2026
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On the Orihuela Costa, a flagship premium eco-tourism project will be implemented, setting a new benchmark for the entire Costa Blanca.
The premium eco-tourism project "Las Vistas” will expand and improve the range of services in the area, combining maximum environmental protection with innovative and high-quality offerings for both tourists and local residents.
Strong Environmental Commitment
"Las Vistas” will be developed within the partial plan "Alameda del Mar”, with a clear priority on ecological sustainability. One of its key commitments is the preservation of a large protected green area measuring 60,000 m² along the coastal frontline.
Integrated Living and Leisure Concept
The innovative premium concept combines residential and tourist functions, unifying the area through landscaped gardens, sports facilities, and public spaces designed for walking and relaxation. The project also includes a public zone featuring restaurants and a beach club.
The "Green Corridor”
A central feature of the project is the "Green Corridor”, which will enhance pedestrian connectivity along the coast while preserving flora and fauna reserves created to protect the region’s endemic species.
In addition to residential buildings, the project — adapted to new quality tourism standards — will include hotels, flex living, and senior living facilities, positioning "Las Vistas” as a modern reference point along the Costa Blanca coastline.
Experienced Development Team
The developer and promoter of "Alameda del Mar” is Grupo Gomendio, which has brought together top-level professionals to shape the urban and architectural vision of the project.
With more than 70 years of experience, the company has been delivering high-quality developments in Orihuela and Torrevieja for over 25 years.
Posted by: Adam Hatton on 08/01/2026
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Senate Approves Tougher Anti-Squatter Measures, Boosting Confidence in Costa Blanca Real Estate
The Spanish Senate has officially approved new measures allowing authorities to cut electricity and water supplies to illegal occupiers, while also simplifying the legal process for property owners to reclaim their homes. The decision marks a major step forward for property security across the Costa Blanca and is expected to deliver significant economic benefits for the region.
The legislation addresses one of the most pressing concerns among homeowners, investors, and international buyers: the growing problem of squatting. By enabling utility companies to restrict services to illegally occupied properties and by creating a faster, more efficient eviction procedure, the new law is set to restore confidence in the housing market and strengthen long-term investment stability.
Real estate professionals across the Costa Blanca have long argued that uncertainty surrounding squatter removal discouraged foreign buyers, suppressed property values, and slowed down development projects. With the new measures, experts predict a notable rise in buyer confidence—particularly from northern European clients who previously viewed the issue as a major deterrent.
For local economies such as Torrevieja, Orihuela Costa, Guardamar, and the wider Vega Baja, the reforms could generate substantial gains. A more secure property environment typically encourages further purchases, renovations, and long-term residency, all of which stimulate construction, legal services, hospitality, retail, and tourism.
The Costa Blanca’s rental market is also expected to benefit. Landlords who were previously hesitant to offer long-term rentals due to fears of illegal occupation may now re-enter the market, increasing availability and stabilizing prices. This supports both residents seeking housing and investors looking for reliable returns.
Local businesses stand to gain as well. As property values strengthen and more buyers feel comfortable investing in the region, demand for home renovations, furnishings, maintenance, and real estate services is likely to rise. A secure and trustworthy housing sector contributes directly to sustained economic growth.
Overall, the Senate’s decision is widely viewed as a turning point for the Costa Blanca’s real estate landscape. By safeguarding homeowners and attracting renewed international interest, the reform promises to enhance the region’s image as a safe, stable, and high-value destination for living, investing, and doing business.
Posted by: Adam Hatton on 11/12/2025
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Costa Blanca Boosts Year-Round Tourism as Hotel Occupancy Surges to 77% in November
New data released this week shows that Benidorm and the wider Costa Blanca are successfully strengthening their push toward a year-round tourism model, with hotel occupancy climbing to 77% in November. This marks a significant rise from 69.1% during the same month last year, according to figures highlighted by Euro Weekly News.
The increase demonstrates that the region’s strategy to reduce reliance on the traditional summer season is paying off. More consistent tourism numbers throughout the year bring major benefits to the local economy, stabilising income for businesses, supporting long-term employment, and reducing the financial volatility often associated with seasonal tourism.
For the real estate market, the shift toward year-round visitation is especially positive. Sustained hotel occupancy correlates with higher demand for holiday rentals, long-stay accommodation, and second homes—particularly from northern European visitors seeking winter sun. This stability not only supports current property prices but also strengthens long-term investment prospects across coastal areas such as Benidorm, Altea, Calpe, Torrevieja, and the Orihuela Costa.
Local businesses also stand to benefit as tourism spreads more evenly across the calendar. Restaurants, shops, theme parks, tour operators, and service providers gain a more predictable flow of customers, encouraging expansion and discouraging seasonal closures. This creates a more vibrant atmosphere year-round, further increasing the Costa Blanca’s appeal to both tourists and potential residents.
The rise in occupancy is also seen as a positive signal for developers and investors. A steady, dependable inflow of visitors makes the area more attractive for new hotel projects, mixed-use developments, and hospitality-based investments. With tourism performing strongly outside the summer months, confidence in long-term growth is rising.
Overall, the November figures reinforce the Costa Blanca’s position as one of Spain’s most resilient and adaptive tourism regions. By continuing to attract visitors beyond the peak season, the area is securing stronger economic stability, supporting local jobs, and enhancing property market value—ensuring the Costa Blanca remains a top destination for both travellers and investors.
Posted by: Adam Hatton on 02/12/2025
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